Everything you need to manage money
Six connected modules built around one source of truth: your transactions.
Wallets
Multiple accounts and e-wallets, transfers between them, and archive when you no longer need them.
Budgeting
Plan by period and category — in money or work hours, so budgets match how you actually earn.
Transactions
A global ledger that links wallets, budgets, contacts, debts, receivables, and investments.
Contacts
People and businesses as first-class parties, with cash-flow stats across your activity.
Debts & receivables
Structured loans with due dates, plus informal IOUs for everyday personal lending.
Investments
Positions, buy and sell flows, and portfolio summaries inside the same ledger — not a separate silo.
Why it stands apart
Built differently from typical money apps that scatter balances and hide how numbers connect.
Transaction-centric by design
Wallet balances, budget spend, and remaining debt or receivable follow your transactions — not fragile running totals that drift out of sync.
Formal and informal debt in one place
Track structured obligations with installments alongside everyday personal IOUs — something most money managers ignore.
Budget in money or work time
Plan and spend in currency or hours. Convert between them when your income is tied to time worked.
One connected ecosystem
Wallets, budgets, contacts, debts, receivables, and investments live together — no juggling separate apps for each piece.
How it works
Three steps from signup to a clear financial picture.
01
Create your account
Sign up in minutes and set currency and display preferences that fit you.
02
Record in one ledger
Log spending, income, transfers, debts, and investment moves as transactions that stay linked.
03
Monitor what matters
Watch wallets, budgets, debts, receivables, and investments update from the same source of truth.